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Here in our home state of Florida, the law provides you with a 60-day grace period if you are unable to pay back the loan upon the expiration of the contract term without additional charges or interest.
Here is how the system works under current law:
After 20 years of repayment for undergrad loans but 25 years for loans received during graduate or professional study, any remaining balance on the loan will be forgiven, but you should expect to pay taxes on the amount forgiven.
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